Paying for College Night, December 2, 2014, 6:30 pm, C120
Learn more about Financial Aid,
FAFSA and CAL Grant.
(View & Download Flyer)
Cash for College Workshop, January 14, 2015, 6:00 pm, Library
Receive assistance on filling out the FAFSA
(View & Download Flyer)
The cost of going to college is a concern for parents and students. The
following will give you some basic information about financial aid to help meet
the challenge of paying for college.
Costs of going to
Four factors that influence
1) Geography: Location influences the cost of living, e.g.,
housing, food, and transportation. You should consider the cost of traveling
from home to college. Estimate the number of trips you may take home during
college years. Some colleges allow cars on campus with the additional cost of
2) Type of School: Public schools are generally less expensive
than private schools. However, attending an out-of-state public institution may
be just as expensive as a private school. Tuition charges help pay for the cost
of instruction. Some colleges charge fees in addition to tuition. Check college
websites for information on tuition and fees. All college textbooks must be
purchased. Book costs can add up to a few hundred dollars each year. Finding
used textbooks at a campus bookstore can help reduce book costs. Or books may
be rented for the term or found as electronic books online.
3) Housing: On-campus housing provides room and board; off
campus living involves budgeting for rent, transportation and food. The cost
for students to live on campus is significantly higher than living at home.
Check college websites for on-campus room and board costs. Personal expenses
must be included in the cost of college. Most costs will depend upon the
student's individual lifestyle. Entertainment and transportation are a few.
Some necessary expenses might include computers, clothing, and personal items.
4) Length of Time: The longer you attend school, the more it
costs. Try to finish in four years.
Do I qualify for
You must have "need" to
qualify for financial aid. College costs minus your family contribution equals
your financial need. Your expected family contribution (EFC) is determined from
the information you submit on the Free Application for Federal Student Aid
(FAFSA). Some factors involved in estimating family contribution are the
income, assets, and age of your parents, as well as the number of children in
the family. You can estimate your EFC by using the Financial Aid Calculator
found on www.collegeboard.com/paying.
There are "no-need" scholarships
available at some colleges. After filing the FAFSA, the College Financial Aid
Office will put together a financial aid package. Many private colleges have a
great deal of money to offer students with financial needs.
The FAFSA and Cal Grant
GPA Verification Forms must be completed to allow students to be eligible for
federal, state, or university grants, scholarships, loans, and work study
programs.Grants, awarded by universities, do not have to be paid
back. Scholarships are awarded in recognition of academic
achievement, community service, special talents and other personal
characteristics. They are available from universities, community organizations,
foundations, corporations, etc. Loans are available to
students and parents at all family income levels. Work Study enables
students to work on or off campus. The wages for work-study are subsidized by
the Federal or State government or by the university. In addition to these four
types of financial aid, many campuses offer deferred payment plans, which
spread payment over time rather than requiring the full amount at one time.
Make sure you contact the college or university Financial Aid Office for more
information. Men 18 years or older must be registered with the selective
service in order to receive federal financial aid. Students may register at any
post office or online at www.sss.gov.
Applications Needed To
Apply For Financial Aid
Applying for Financial
Aid 2014 (pdf document)
Overview of the
applications, with links to "Fund Your Future Work Book" and various
financial aid websites.
Free Application for Federal Student
This form is needed to
apply for federal financial aid for all universities and colleges. The filing
period for California is January 1 to March 2. Private universities
may have earlier deadlines. Check the financial aid instructions for each
Apply online at www.fafsa.ed.gov. You may print a paper
copy of the FAFSA to use as a worksheet.
GPA Verification Form for the
2014-2015 School Year (Link to form)
This form, in addition
to the FAFSA, is needed to qualify for a Cal Grant, which will be used for
California schools only. The filing period is January 1 to March 2.
Instructions for filling out the GPA Verification Form - Using black ink, fill
out your name and the School Code (050970). Please submit this form to Mrs.
Castillou in the Career Center who will enter this information electronically
Profile Online at CollegeBoard.com
This form is used to
apply for non-federal financial aid for selected private universities,
colleges, and/or scholarship programs. The schools and programs that use this
form are listed on the college Board website. It is important to check the
financial aid instructions provided by each university or program to determine
if you need to use the CSS Profile. To apply for federal financial aid, the
FAFSA will still need to be filled out. It is important to file your CSS
Profile as early as possible. For Early
Decision Applicants, it is recommended you file the CSS Profile in October.
BE SURE TO:
- Read the instructions on all forms carefully before
answering any questions.
- List 6 schools you are applying to using the Federal
School Codes available on the internet at www.ed.gov/studentaid or in the Career Center and public libraries.
- Add your additional schools on the SAR, if you are
applying to more than 6 schools. (See information on SAR below)
- File the FAFSA on-line at www.fafsa.ed.gov .
Completing the on-line FAFSA will shorten the processing time from weeks
to days and will reduce the possibility of making an error.
- Keep copies of all papers you are signing and
submitting, Print out a copy of everything you file online.
- If mailing paper copies, obtain a Certificate of
Mailing for each document before mailing at the US Post Office. This will
insure that you have mailed your documents on or before their deadlines. Mail the FAFSA and GPA Verification Forms separately.
The mailing address for each is different.
- Watch for the Student Aid Report (SAR). This form will
be mailed to you approximately 4 weeks after you submit the FAFSA. Check
all the numbers and figures on this form and make corrections as needed.